Private adoption can be possible with the help of these 0% interest loans:
ABBA Fund – Covenant loan for Christians to help eliminate the cash crunch of an adoption. Approval takes 6-8 weeks.
Hebrew Free Loan Association – Offers interest free loans up to $15,000 for adoptive families of Jewish faith through local chapters across the US.
International Association of Jewish Free Loans – Nonprofit non-sectarian agency, providing interest free adoption loans to people in need, regardless of faith. Loan applications are offered by local chapters and can be processed in as few as 7-10 days.
Lifesong For Orphans – The Lifesong Legacy Fund offers interest-free adoption loans up to $12,000 to help Christian families overcome the high cost of adoption.
Oxford Adoption Foundation – This 3-phase loan program offers up to $5,000 that will be funded upon completion of your adoption.
- 0% interest for years 1-3
- 3% interest for years 4-6
- 6% interest for years 7-9
Pathways For Little Feet – Provides interest free adoption loans to assist families with the final steps of their adoption. You must be within 3-6 months of completion before you submit an application.